Divido Finance

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Pay in Instalments – Flexible Payments with Divido
We offer a range of attractive finance packages range from 6 months up to 60 months through our partner Divido. No paper forms. No sending forms in the post. Completely online. The process is simple and takes around 5 minutes to complete. The process is carried out online and you will receive a decision within 30 seconds of completion.

Finance Options Available:

  • 6 months   - Interest Free (0%)
  • 10 months - Interest Free (0%)
  • 12 months - Interest Free (0%)
  • 24 months - 9.9% APR Representative 
  • 36 months - 9.9% APR Representative
  • 48 months - 12.9% APR Representative
  • 60 months - 12.9% APR Representative

*Finance is only available on orders over £300.00

Finance Example:
Whether you’re buying your first tent, or upgrading your current model, why not make budgeting for it a little more flexible?

For example, you could purchase our AirTek 8 Pro costing £999.99 with a 10% Deposit of £100 and credit arranged on the balance of £899.99 using 1 of the following options:

  1. £75.00 per month for 12 months at 0% Interest – total payable £999.99; or
  2. £20.11 per month for 60 months at 12.9% Interest – total payable £1,306.65

Am I eligible for finance?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history (no late payments, CCJ’s, etc) and meet the following minimum criteria:

  • Be over 18 years of age
  • Be working at least 16 hours per week
  • Have 3 years of UK address history

Further Questions?
Feel free to give us a ring on 0800 644 4401 or send us an email to info@khyam.co.uk and we would be happy to answer any questions you might have. 

About Divido
Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: www.divido.com 

Legal Details:
Khyam is a non-independent credit broker. Khyam is a registered trading name of Secco Ltd. Khyam has access to a lenders as a non-independent credit broker. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. All figures are correct at time of publication but may be subject to change.

  1. What does this mean?  Essentially, we're non-independent because we only work with a single finance provider and cannot search nor advise on the whole market for your best option to fit your circumstances.
  2. What's a credit broker?  We make an introduction on your behalf to a lender, but we are not the lender itself.  Meaning for example, when you take out finance on a new Khyam Product, we introduce you to Divido (the lender) and your finance agreement is between you and them.
  3. What about fees?  We don't charge you a fee for an introduction to a lender, however the lender may pay us or charge us a fee for the introduction.
  4. How am I scored?  Different lenders have different methods of scoring you for your suitability of your finance application.  We are not privy to the score, nor how they arrive at it.  We only get notification of an acceptance, referral or decline.  If you want to speak to our finance provider, their details are below.

My credit score isn't good, and I've been refused finance before. 
We don't currently work with any lenders who specialise in finance for those who find themselves with an adverse credit record. Please consider carefully any agreement where the total amount payable and APR are significantly higher than those offered through our chosen lender.  Please be aware that all credit searches are recorded against your history and may adversely affect your credit score.

If you want to make a complaint, please telephone or write to the following address in the first instance. We'll endeavour to resolve any complaint quickly and painlessly; Secco Ltd, Unit 2c Chartwell Point, Chartwell Drive, Leicester, LE18 2FT. Tel: 0116 402 1980

If you want to get in touch with the finance houses directly, please go to https://www.divido.com/contact

Secco Ltd is authorised and regulated by the Financial Conduct Authority (FRN 803615) and acts as a credit intermediary. Finance options are provided by Divido Financial Services Limited in association with Shawbrook Bank Limited who is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Registered office: Lutea House, Warley Hill Business Park, Great Warley, Brentwood, Essex, CM13 3BE. Finance available subject to age and status. Terms and conditions apply. Secco Ltd, Unit 2c Chartwell Point, Chartwell Drive, Wigston, Leicester, LE18 2FT